SURVEYS ON MEDICAL BENEFITS, MAN‐DAYS LOSS TO ASSIST EMPLOYERS OVERCOME CHALLENGES 81%企业医药成本上涨

PETALING JAYA, Weds, 30 Oct –  40 companies participated in the Medical Benefits and Man-Days Loss Survey by The Malaysian Employers Federation (MEF) throughout 2014, which found employers lost about 591,199 man-days last year and paid RM50.12mil for outpatient expenses, and paid an average of about RM4,475.36 and RM762.27 per employee for hospitalisation and outpatient treatment respectively. 

MEF President Y.Bhg. Tan Sri Azman Shah Dato’ Seri Haron, in launching the latest ‘MEF Survey on Medical Benefits and Man‐Days Loss’ here today, said that the findings provided a valuable insight into the challenges faced by employers in terms of improving productivity and managing the cost of doing business.

 “About 81.2% of the companies surveyed projected that the cost to provide medical benefits will increase for the upcoming year, and 91% stated that increases in medical cost was one of the reasons that lead to the increasing medical cost, followed by rising of insurance premium (65.3%), increasing outpatient care cases (45.1%) and increasing hospitalisation cases (43.1%),” said Tan Sri Azman. 

“We must improve the situation so that we are able to improve our productivity. It is critical as we lagged behind our competitors,” he said.

In terms of man‐days loss, the survey indicated that the number of man‐days loss were due to the employee’s failure to report at work or being absent from work when they are scheduled to work; such as visits to clinics, sick leave, prolonged illness, lateness, and absent without leave. 

“In 2014, the average wages paid per day for sick leave taken for non‐hospitalisation was RM390.66, while medical expenses paid per day for sick leave averaged RM165.41,” he said.   

Also present at the launching ceremony were MEF Vice Presidents En. Abdul Wahab Abu Bakar and En. A. Ramadass, Honorary Treasurer Tn. Hj. Mohammed Amin Aziz, Council Members Tan Sri Dato’ Dr. Mohd Noor Ismail, Tn. Hj. Razali b Dato’ Hj Rahmat @ Ali Mhd, and Executive Director Datuk Hj. Shamsuddin Bardan.  

81%企业医药成本上涨

明年料有81%企业的医药成本会上涨，其中九成企业降至归咎于整体医药成本上涨，另有65.3%归咎于公司保费的上涨。

45.1%的企业认为会出现更多门诊治疗，及43.1%认为会出现更多入院治疗的情况，也有四成的商家将医药成本归咎于年龄渐长的劳工。

大马雇主联合会主席丹斯里阿兹曼宣布关于“医疗福利及工作日损失”的民调时也说，大约有54.8%的雇主已经采取行动来管制日益增长的医药成本问题，但仍有20.4%的雇主没有采取行动。

谈到如何管制企业医药成本上涨的问题，七成的商家提出要提升雇员对卫生和安全课题的意识、也有六成的商家落实防止患病和保持健康的方案、也有近四成的企业推动雇员每年都做身体检查。

6.5万员工门诊费达5012万

根据参与民调的40家企业，他们支付员工看门诊的费用高达5011万9351令吉，这涉及6万5750名雇员，每人平均年看门诊的费用为762令吉27仙。

阿兹曼说，“工作日损失”是指企业因为雇员没能上班而损失的生产力，而这次的民调涉及7万9173名员工，每名员工的平均工作日为263.92天。

“2014年工作日总损失为59万1199天，或是2.83%。”

而雇员没有上班的原因包括要到诊所、医院求诊、病假、工伤，也有人是无故缺席。

阿兹曼说，40.4%的执行人员所使用的病假未足每年限额的一半，而非执行人员的比例则是46.3%，而使用限额50%至99.9%的执行人员有14.1%，非执行人员则有16.9%。

也有雇员请病假是达到每年的限额或是超过限额，其中1.1%执行人员请病假达到限额，也有0.3%人请病假的天数超过限额，而非执行人员方面则有3.6%雇员请假天数达到限额、2.6%人则是超过限额。

每天病假医药费165元

根据民调，雇主为病假支付的平均薪金为390令吉66仙、平均每天病假医药费为165令吉41线，而只要有人请病假就需要付平均52令吉70仙让其他同事加班顶上病假之人的工作。